Inheritance Loans
Waiting for probate to complete but need access to funds now? You're not alone. The probate process can take many months, and during that time bills don't stop, costs don't wait, and life has to go on. If you're expecting an inheritance, you may be able to access a portion of those funds now.
InheritNow
We’ve partnered with InheritNOW to help families who need earlier access to their inheritance. Whether you’re a beneficiary waiting for probate to complete, or an executor who needs to pay inheritance tax to HMRC, they may be able to help.
- Access up to 50% of your inheritance – funds can be in your account within 24 hours of approval
- No monthly repayments – the loan is repaid directly from the estate when it settles
- No credit checks required – lending decisions are based on the estate, not your personal circumstances
- FCA authorised – InheritNOW is authorised by the Financial Conduct Authority (FRN 977036)
Funding During Probate
For Beneficiaries: If you’re named in a will and waiting for probate to complete, an inheritance loan allows you to access a portion of your expected inheritance before the estate settles. Funds can be available within 24 hours of approval, with no monthly repayments required. The loan is repaid directly from the estate when it settles, and lending decisions are based on your verified inheritance portion rather than your personal credit history.
For Executors: If you’re an executor or administrator of an estate that owes inheritance tax, you may face a common problem: HMRC requires inheritance tax to be paid within 6 months of death, but estate assets are often frozen until the Grant of Probate is issued, which you can’t obtain until the tax is paid.
An inheritance tax loan can bridge this gap, providing funding to pay HMRC directly so probate can proceed. The loan is based on estate assets rather than personal credit, with no personal liability for the executor.
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